This item is highly versatile in function and appeal. It is made of a cowhide tan, vegan leather exterior with a burgundy faux suede interior, and gold hardware throughout. It features an additional front pocket for storage for items such as cards, pens, receipts, cash etc and can be purchased to be used as a planner cover (no inserts included), a cash envelope wallet, a personal planner or a planner/ wallet mix.
1. As a planner binder cover, this item contains no paper refills or cash envelopes.
2. As a cash envelope wallet that uses the cash envelope system, this item comes with five PVC cash envelopes with tab dividers for weekly cash budgeting (for example it is useful to budget cash allocations for commute, beauty, groceries, shopping and entertainment). It also comes with a PVC card holder (carries 3 cards) and additional pockets and inner flaps for extra card and receipt storage.
3. As a personal planner, this item comes with 80 loose ruled pages and one zipper envelope, and also features built-in pockets and inner flaps for card and receipt storage.
4. As a mixed planner wallet, this item features five PVC cash envelopes with tab dividers, 1 extra zipper envelope for additional storage, 2 PVC card holders (carries 3 cards each), 4 aesthetic laminated dashboards and 40 loose ruled pages for planning and note taking. It also is designed with built-in pockets and inner flaps for card and receipt storage.
Dimensions are 8"H x 4"W x 3"D
Decorative charms, additional envelopes and card holders are sold separately.